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Welcome > For Buyers > Find Your Perfect Home ...

Let Me Personally Search for a Home that Matches Your Criteria, for Free and Without Obligation.

As a top Hillsdale and Woodcliff Lake and River Vale REALTOR�, I make it my business to be aware of every local home or property on the market. I even know of properties that will be available, but have yet to formally be placed on the market.

I have direct access to the River Vale, Hillsdale and Woodcliff Lake area MLS (Multiple Listings Service), and also to every other agents in the area and all of their listings.

If you give me some idea of what you are looking for, I will personally review all my sources of real estate listing information and send you everything within your price range that matches your criteria. I can save you a great deal of time!

This is a totally free service, and there is no obligation. It's part of my job to offer services like this to homebuyers.

Tell me what you are looking for! It's my job to know every property in River Vale, Hillsdale and Woodcliff Lake, even ones not listed online. My personal search for you is FREE and without obligation. Please give me as many details as possible...

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First Time Buyers >The Seller May Pay

The costs of buying a home may be daunting. For example, you may have finally saved enough for a down payment on your first home, with a little left over to buy the furniture you will need. Then you hear about having to pay closing costs you weren't anticipating, and this may seem like a real setback.

One way to cover such a shortage is to make the sellers an offer that calls for them to credit you for some of the closing costs. As a rule, the sellers may pay a maximum of 3 percent of the sales price if the buyer is putting five percent down. If the buyer is making a down payment of 10 percent or more, the seller can contribute up to 6 percent of the sales price to cover the buyer's closing costs. Some items, such as prepaid taxes and the first month's mortgage payment, must be paid by the buyers. Sellers may also contribute to paying the appraisal, points, title insurance, settlement attorney fees, state or local transfer taxes and similar items.

Keep in mind that if the credit is included in the price of the house, the appraiser will have to justify the amount, based on sales prices of similar homes in the neighborhood.

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Q	What is the least affordable metropolitan housing market in the United States?
A	California's Los Angeles-Long Beach-Glendale is currently rated as the most expensive metro area in the nation.
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All agents are NOT alike! DISCOVER THE DIFFERENCE! Find out why I am a top Bergen County & Pascack Valley Real Estate Expert. 201-615-5353.

"Each promise you made was kept."
"The multi-page brochure with extraordinary pictures and lengthy discussion really captured the feel of the home and left a strong impression."
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Susan Laskin, Sales Associate
#1 Realtor CB Pascack Valley Office 2005-2010!
Coldwell Banker Residential Brokerage
50 Broadway
Hillsdale, NJ 07642
Office: 201-930-8820 ext. 117
Cell: 201-615-5353 (call first)
Fax: 201-664-1925
Direct: 201-930-3051(voice mail)
e mail: susanlaskin@optonline.net
Coldwell Banker congratulates Susan Laskin on being the #1 Sales Associate in the #1 Office in the Pascack Valley for '05, '06,'07, 08,'09 & '10 ! Susan Laskin, Bergen County Realtor, is in the Top 1% of Coldwell Banker Agents Internationally, and has been named to the Prestigious Coldwell Banker President's Council. Susan Laskin is in the top 1% of 4,000 Coldwell Banker Agents in New Jersey and Rockland County for '06, '07,'08, 09, & '10,with sales for 2005- 2010 in excess of $150,000,000, and is one of the Premier real estate agents in the Bergen County, New Jersey area. She takes a unique and very successful approach to selling real estate �one of high tech marketing, high-brow creative thinking, and a high energy level, in conjunction with a personal and individualized touch. If you are looking for Incredible Advice and a Proven Track Record, call Susan. Her Clients Goals are Her #1 Priority!

Coldwell Banker Residential Brokerage
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