Pascack Valley Real Estate, Hillsdale real estate NJ, Woodcliff Lake real estate and River Vale Real Estate, home listings and homes for sale in New Jersey - Susan Laskin, REALTOR® Susan Laskin REALTOR(r) Pascack Valley, New Jersey real estate - NUMBER1EXPERT™ Susan Laskin NUMBER1EXPERT(tm) Pascack Valley NJ, New Jersey real estate
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SUSAN LASKIN


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Pre-Qualify For Your Mortgage
Welcome > For Buyers > Mortgage Prequalification ...


Don't Go Shopping for a New Home Before You Know Exactly How Much You Can Spend! 

You might have an idea of the loan payment and mortgage you can afford. But will the bank feel otherwise? It's always best to pre-qualify for a mortgage so you know exactly how much a financial institution would be willing to lend you. 

In the pre-qualification process, you will find out: 

- Exactly how much home or land you can afford. 

- How much cash you will need for the down payment. 

- The minimum down payment, and advantages of higher down payments. 

- What the bank feels you can afford for a monthly payment. 

I help buyers pre-qualify for mortgages every day. Simply fill out the form below to get started. 

Remember: I will respect your privacy! I know this is your personal information, and I will not distribute it to anyone, other than to my preferred mortgage broker. This service is also provided free of charge, without any obligation on your part. It is part of my job as a top River Vale, Hillsdale and Woodcliff Lake REALTOR® to offer services such as these. 

Once you fill out the form, I will quickly process your information and get right back to you! 

I can help you pre-qualify for your mortgage. It's my job! This is free and without obligation... 

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Real Estate Tips
Titles >Holding Title to A Condo

With condominiums becoming increasingly popular among today's homebuyers, it is a good time to clarify the terms of ownership that seem to confuse many people. Condo-type residences most commonly fall into two categories - condominiums and townhouses.

A condominium is usually a multi-story structure. Each owner-resident has a deed of ownership for his own unit and owns the space within the unit, but not the land under the structure. Therefore, condo units can be stacked vertically. Condo owners share title to the common areas of the development, including land, exterior of buildings, hallways, roofs and swimming pools -- all areas used by all occupants. Each owner pays property taxes on their unit. Also, a monthly fee is paid to the homeowners' association that is used for managing and maintaining all common areas.

A townhouse, or town home community is usually a series of single- or two-story housing units, each linked to each other horizontally by common walls. Each owner hold title to their unit and the land beneath it, thus these units cannot be stacked vertically. Typically, a townhouse unit will be a two-story residence, with the living area downstairs and bedrooms upstairs. Common areas belonging to the townhouse development are owned jointly. Each townhouse owner pays property taxes and association fees.

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Real Estate Trivia
Q 
What are the world's most valuable chairs?

A 
A pair of Chippendale chairs designed by Robert Adam sold in 1997 at Christie's, London to an anonymous buyer for $2,762,330.
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All agents are NOT alike! DISCOVER THE DIFFERENCE! Find out why I am a top Bergen County & Pascack Valley Real Estate Expert. 201-615-5353.

Love Notes
"To summarize - Wow!"
"To summarize our real estate experience with Susan in one word "Wow!.""
Amy & David Javer 2006
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Susan Laskin, Sales Associate
#1 Realtor CB Pascack Valley Office 2005-2009!

Coldwell Banker Residential Brokerage
50 Broadway
Hillsdale, NJ 07642
Office: 201-930-8820 ext. 117
Cell: 201-615-5353 (call first)
Fax: 201-664-1925
Direct: 201-930-3051(voice mail)
e mail: susanlaskin@optonline.net

Coldwell Banker congratulates Susan Laskin on being the #1 Sales Associate in the #1 Office in the Pascack Valley for '05, '06,'07, 08 & '09! Susan Laskin, Bergen County Realtor, is the #1 Realtor of ALL COMPANIES in the Pascack Valley for 2007 & 2008, having moved more families in the Pascack Valley than any Realtor from ALL COMPANIES! Susan Laskin is in the top 1% of 4,000 Coldwell Banker Agents in New Jersey and Rockland County for '06, '07,'08 & '09, with sales for 2005- 2009 in excess of $130,000,000, and is one of the premier real estate agents in the Bergen County, New Jersey area. She takes a unique and very successful approach to selling real estate –one of high tech marketing, high-brow creative thinking, and a high energy level, in conjunction with a personal and individualized touch. If you are looking for Incredible Advice and a Proven Track Record, call Susan. Her Clients Goals are Her #1 Priority!

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