Expert Local Information for Emerson, New Jersey Provided by Susan Laskin

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Welcome > Local Info >Emerson...

Susan Laskin, Your Emerson NJ Realtor!

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PASCACK VALLEY REAL ESTATE
EMERSON NJ REAL ESTATE

Pascack Valley Real Estate & Town Information Emerson is a community that typifies tradition. A newly published book by Dwight de Stefan, "Local History and Geneology of Emerson, N.J.," was recently published in 2003. Emerson is located in the heart of the Pascack Valley, with a picturesque train station at its center. A fine educational system includes public and private schools. Emerson boasts a Senior Citizens Activity Center, its own library and a variety of recreational facilities. Some activities for the residents include The Memorial Day Parade, summer picnic and the annual sports jamboree.

Primarily residential, the town offers a large shopping center as well as many local specialty stores. People travel from near and far to dine at the local historic hotel.

Public transportation to NYC is available within walking distance by both bus and rail. Emerson reflects the spirit and pride found within this established community.

Click Here For Local Bus Routes To NYC (Rockland Coaches)
Click Here For Local Bus Routes To NYC (NJ Transit)
Click Here For Local Train Schedules To NYC (NJ Transit)

Emerson NJ Real Estate Links!

- Emerson Town Website -
- Emerson Town Library -
- Emerson Public Schools -
- Emerson City Data -

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About Appraisals >Three Caballeros

When you buy a house or refinance your present home, your lender will ask you to pay for an appraisal to help ensure that the sales price and mortgage amount is consistent with the property's market value. The appraiser will look for "three caballeros" or three "comparables" -- homes that are very similar to the one you are buying -- and will make adjustments to reflect the differences between the properties.

Housing patterns tend to be homogenous, meaning that homes worth $300,000 are usually located in $300,000 neighborhoods. It is important for properties to be within the general pricing patterns of their neighborhoods because over-valued homes, even if they are exceptional, are sometimes difficult to sell at full market price.

This is not the only factor considered in determining the worth of a property, but it is an important one. The buyer or seller may view the property as a home or an investment, but lenders view it in a completely different way. To a lender, property means security in the event a borrower fails to repay a mortgage. Therefore, lenders must know real estate values in order to limit their risks.

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Q	What 70-room East Coast mansion was built as a summer home and is known as a "Gilded Age cottage"?
A	Cornelius Vanderbilt's "Breakers" Mansion in Newport, Rhode Island, named for the waves crashing along the cliff that separates the property from the ocean.
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Susan Laskin, Sales Associate
#1 Realtor CB Pascack Valley Office 2005-2012!
Coldwell Banker Residential Brokerage
50 Broadway
Hillsdale, NJ 07642
Office: 201-930-8820 ext. 117
Cell: 201-615-5353 (call first)
Fax: 201-664-1925
Direct: 201-930-3051(voice mail)
e mail: susanlaskin@optonline.net
Coldwell Banker congratulates Susan Laskin on being the #1 Sales Associate in the #1 Office in the Pascack Valley for 8 Consecutive Years..'05, '06,'07, 08,'09, '10, '11, & 12!! Susan Laskin, Bergen County Realtor, is in the Top 1% of Coldwell Banker Agents Internationally, and has been named to the Prestigious Coldwell Banker President's Council. Susan Laskin is in the top 1% of 4,000 Coldwell Banker Agents in New Jersey and Rockland County for '06, '07,'08, 09, '10,'11, & '12, with sales for 2005- 2012 in excess of $200,000,000. Susan is one of the Premier real estate agents in the Bergen County, New Jersey area. She takes a unique and very successful approach to selling real estate �one of high tech marketing, high-brow creative thinking, and a high energy level, in conjunction with a personal and individualized touch. If you are looking for Incredible Advice and a Proven Track Record, call Susan. Her Clients Goals are Her #1 Priority! "Call Susan and then Start Packing!!"

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