Welcome to SusanLaskinRealtor.com
SUSAN
LASKIN
|
 Compare three
mortgages at one time. Download TripleCalc now. It's free. |
 |
Awarded Top 10% in the Nation for Consumer
Satisfaction by the Internet Consumer Group
|
 |
|
|
 |
Susan Laskin, Your Pascack Valley Realtor
#1 Realtor Coldwell Banker Pascack Valley Office '05, '06, '07 & '08! 
PASCACK VALLEY REAL ESTATE, HOMES & TOWN INFORMATION:
EMERSON NEW JERSEY
 Emerson is a community that typifies tradition. A newly published book by Dwight de Stefan, "Local History and Geneology of Emerson, N.J.," was recently published in 2003. Emerson is located in the heart of the Pascack Valley, with a picturesque train station at its center. A fine educational system includes public and private schools. Emerson boasts a Senior Citizens Activity Center, its own library and a variety of recreational facilities. Some activities for the residents include The Memorial Day Parade, summer picnic and the annual sports jamboree.
Primarily residential, the town offers a large shopping center as well as many local specialty stores. People travel from near and far to dine at the local historic hotel.
Public transportation to NYC is available within walking distance by both bus and rail. Emerson reflects the spirit and pride found within this established community.
Click Here For Local Bus Routes To NYC (Rockland Coaches)
Click Here For Local Bus Routes To NYC (NJ Transit)
Click Here For Local Train Schedules To NYC (NJ Transit)
Emerson Links!
- Emerson Town Website -
- Emerson Town Library -
- Emerson Public Schools -
- Emerson City Data -
Financing Your Home >Your Mortgage
Many homeowners overlook the mortgage payment as a tool for financial management. They get the mortgage, move in, make the payments, and pay off the loan eventually. Smart homeowners know that by properly adding to their monthly payments, even by a small amount, they can substantially reduce the term of their loan, not to mention the total interest they will pay. In fact, prepaying one full year of a standard mortgage can save thousands of dollars in interest. The key is to do it properly and to find the right lender for whom prepayment is not a problem.
More progressive lenders allow the option to add money to the monthly payment which goes directly to the principal. How much should you add? It's largely a personal decision, and it depends on your cash flow. But be mindful of the fact that the mortgage interest rate is probably the lowest interest loan you will find, so don't short yourself with prepayment only to run up credit card debt!
|
| Q |
What site discovered in 1965 is considered the world's oldest known habitation?
|
| A |
The Terra Amata site in Nice, France has the remains of 21 huts belonging to the Acheulian culture from 400,000 years ago. |
 See More Real Estate Trivia > |
|
|
|
|
- NUMBER1EXPERT™ 
