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Things To Do In River Vale, Hillsdale, Woodcliff Lake, Montvale, Park Ridge, Emerson, Westwood, The Township of Washington, Pascack Valley, and all of Bergen County!

Speak to Susan, #1 Coldwell Banker Pascack Valley Realtor, 2005, 2006,& 2007 for a wealth of information!

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Financing Your Home >When Interest Rates Rise

Many people fall out of the home buying market when interest rates start to go up. This is often a mistake. Many of the best mortgages deals become available when lenders are competing for new business and sellers are competing within a smaller buyer pool. You just have to know how to keep the costs down in order to counter the higher interest rates.

One of the best tricks is the buy-down. In a buy-down, a fee is paid at the closing to get a lower interest rate. In a soft market, an anxious seller may be lured into to paying all or part of the buy-down. Another approach is to get the seller to pay some of closing costs, thus lowering the amount of cash a buyer needs to close. Frequently the seller's costs can be used as a write-off by the buyer. Always consult with your tax advisor if you are considering such an arrangement.

If the market is softening due to rising or higher rates, the price itself becomes an area where a buyer may be able to save a lot of money on a house through skillful negotiating. Lower prices mean lower loan amounts, so don't be discouraged by higher rates--use them to your advantage.

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Q	What famous antebellum mansion was known as the "Queen of Tennessee Plantations"?
A	Belle Meade Plantation was a prosperous 5,400-acre thoroughbred horse farm in the mid 1800's. The Civil War Battle of Nashville was fought in its front yard.
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All agents are NOT alike! DISCOVER THE DIFFERENCE! Find out why I am a top Bergen County & Pascack Valley Real Estate Expert. 201-615-5353.

"I can't thank enough for your incredible job!"
"Your wonderful marketing really helped my house stand out from the rest of the homes on the market!"
Elise Meisler 2004
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Susan Laskin, Sales Associate
#1 Realtor CB Pascack Valley Office '05,'06, 07!
Coldwell Banker Residential Brokerage
50 Broadway
Hillsdale, NJ. 07642
Office: 201-930-8820 ext. 117
Cell: 201-615-5353 (call first)
Fax: 201-664-1925
Direct: 201-930-3051(voice mail)
e mail: Susan@SusanLaskin.com
Coldwell Banker congratulates Susan Laskin on being the #1 Sales Associate in the Pascack Valley Marketing Center for 2006 & 2005 & 2007! Susan Laskin, Bergen County Realtor, is the #1 Realtor of ALL COMPANIES in the Pascack Valley for 2007, having moved more families in the Pascack Valley than any Realtor from ALL COMPANIES! Susan Laskin is in the top 1% of 4,000 Coldwell Banker Agents in New Jersey and Rockland County for 2006 & 2007, with sales for 2006 in excess of $26 million dollars, and a record breaking 31.5 million in 2007, and is one of the premier real estate agents in the Bergen County, New Jersey area. She takes a unique and very successful approach to selling real estate � one of high tech marketing, high-brow creative thinking, and a high energy level, in conjunction with a personal and individualized touch.

A long time resident of River Vale, N.J., Susan�s 20 years of dramatic success in real estate sales is evidenced by her many awards throughout her career, including the New Jersey Association of Realtors Distinguished Sales Award, for earning the prestigious NJAR Circle of Excellence Award for more than 10 years, NJAR Circle of Excellence Prestigious Award GOLD Level for 2004 and 2005 and the sought after Platinum Level for 2006 & 2007, Coldwell Banker Hillsdale�s Salesperson of the Year 2005, 2006, & 2007,CB International President's Premier (top 1% of CB agents nationwide), as well as �Rookie of the Year� in 1988 for the entire Schlott Residential Real Estate Corporation.

A former college professor, with doctoral studies in music at the City University of New York, she uses her intuitive thinking and creativity to help her buyers find their ideal home, and to help her sellers, with her specialized and unique high tech marketing program, to maximize the price and quick sale of their home. The result is unsurpassed expertise and service - and many very happy buyers and sellers. If you are thinking of a move, then your first move is to call Susan (201-615-5353) and let her put her expertise to work for you!

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