Expert Local Information for River Vale, Hillsdale and Woodcliff Lake, New Jersey Provided by Susan Laskin

Pascack Valley Real Estate, Hillsdale real estate NJ, Woodcliff Lake real estate and River Vale Real Estate, home listings and homes for sale in New Jersey - Susan Laskin, REALTOR®

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Hillsdale, Woodcliff Lake and River Vale Information

Welcome > Local Info > Toddlers and Kids...

Northern New Jersey is a wonderful place to raise a family. There are an abundance of resources, programs, events, and classes for toddlers and children of all ages. From early life play groups with �mom�, including movement classes such as yoga; to music, art, and theatre programs for every stage of development, your child will have many creative choices. Museums focusing on the sciences and exploring the environment will be enjoyed by parents and children alike. Community recreational departments and the YWCA and YMCA offer swimming lessons, and sporting opportunities on local teams. And for pure fun, New Jersey has a number of unique one-of-a-kind theme parks, and well-known large amusement parks to while away the hours with a smile.

For Toddlers

Art, Music and Movement

Books and Reading

•	Northern New Jersey Play Groups
•	Music and Theatre Classes
•	Kidz Caf�

•	Bergen County Library System
•	Hillsdale Public Library (201) 358-5072 509 Hillsdale Ave Hillsdale, NJ 07642
•	River Vale Public Library (201) 391-2323 412 Rivervale Rd River Vale, NJ 07675

Natural Science

Parks and Playgrounds

•	Bergen County Zoological Park
•	Fun Sprouts Science Activities
•	Liberty Science Center

•	Bergen County Parks
•	Bergen County Playgrounds
•	Northern New Jersey Parks and Playgrounds

Sports and Fitness

•	For You Too
•	Northern New Jersey Play Groups

•	YMCA Fun for Kids

For Kids

Amusement Parks

Art

•	New Jersey Theme Park Listings
•	Bowcraft Amusement Park
•	Land of Make Believe

•	Teen Arts Festival
•	New Jersey Children�s Museum
•	New Jersey Art Classes

Books and Reading

Dance

•	Bergen County Library System
•	Hillsdale Public Library (201) 358-5072 509 Hillsdale Ave Hillsdale, NJ 07642
•	River Vale Public Library (201) 391-2323 412 Rivervale Rd River Vale, NJ 07675

•	Progressive Dance Studio
•	YWCA Dance Classes
•	Miss Patti�s School of Dance

Museums

Music

•	Garden State Discovery Museum
•	Imagine That!
•	Buehler Challenger and Science Center

•	Northern New Jersey Music Teachers
•	Piano Lessons
•	Guitar Lessons

Natural Science

Parks and Recreation Centers

•	Bergen County Audubon Society
•	Bergen County Zoological Park
•	Liberty Science Center

•	River Vale Recreation Department
•	Hillsdale Recreation
•	Bergen County Parks

Restaurants

Sports and Fitness

•	Kids Eat Free
•	Chuck E. Cheese
•	Baskin Robbins

•	Hillsdale Athletic Fields
•	Kids Korner (Biking)
•	YWCA Youth and Teen Fitness
•	Hillsdale Stony Brook Swim Club 183 Cedar Lane Hillsdale, NJ 07642-2427 (201) 358-5065

Theater

Misc.

•	Performance Theatre Workshop
•	All Children�s Theatre
•	Saddle River Valley Cultural Center

•	Fun Sprouts
•	Girl Scout Council of Bergen County
•	New Jersey 4H

Request my Free River Vale, Hillsdale and Woodcliff Lake, Pascack Valley and Bergen County NJ Relocation Package. It's packed full of useful and important information about the River Vale, Hillsdale and Woodcliff Lake, and Pascack Valley New Jersey area. Don't move here without it! Remember: I'll send it to you for free and without obligation. Just fill out the form and I will send it right out...

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Financing Your Home >Qualifying For A Loan

It is useful for home buyers to understand the difference between loan pre-qualification and pre-approval. Pre-qualification, which in today's marketplace is usually done by mortgage brokers, means working with the buyers to determine how much they can afford and which loans are the most likely to be available to them. Loan pre-qualification can save buyers time and money and can even be a bargaining tool with a seller. However, pre-qualification is not the same as loan "pre-approval". The mortgage broker can often get the buyer a pre-qualification letter, but pre-approval must be issued by the mortgage lender.

Pre-approval means that the lender has definitely committed to loaning the buyer money, once the house itself is approved. Since it is a much stronger pledge, it is a much more valuable negotiating tool. When you hear someone talking about "pre-approval", they are referring to specific acknowlegment by a lender that they are willing to loan the buyer money. The real estate agent can be of assistance in this process.

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Q	What weighs 320 tons and is considered the largest single block building?
A	Pyramid of Mycerinus (Third Pyramid) at El Gizeh, Egypt is the largest single block building and the world's oldest pyramid.
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Susan Laskin, Sales Associate
#1 Realtor CB Pascack Valley Office 2005-2010!
Coldwell Banker Residential Brokerage
50 Broadway
Hillsdale, NJ 07642
Office: 201-930-8820 ext. 117
Cell: 201-615-5353 (call first)
Fax: 201-664-1925
Direct: 201-930-3051(voice mail)
e mail: susanlaskin@optonline.net
Coldwell Banker congratulates Susan Laskin on being the #1 Sales Associate in the #1 Office in the Pascack Valley for '05, '06,'07, 08,'09 & '10 ! Susan Laskin, Bergen County Realtor, is in the Top 1% of Coldwell Banker Agents Internationally, and has been named to the Prestigious Coldwell Banker President's Council. Susan Laskin is in the top 1% of 4,000 Coldwell Banker Agents in New Jersey and Rockland County for '06, '07,'08, 09, & '10,with sales for 2005- 2010 in excess of $150,000,000, and is one of the Premier real estate agents in the Bergen County, New Jersey area. She takes a unique and very successful approach to selling real estate �one of high tech marketing, high-brow creative thinking, and a high energy level, in conjunction with a personal and individualized touch. If you are looking for Incredible Advice and a Proven Track Record, call Susan. Her Clients Goals are Her #1 Priority!

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