Pascack Valley Real Estate, Hillsdale real estate NJ, Woodcliff Lake real estate and River Vale Real Estate, home listings and homes for sale in New Jersey - Susan Laskin, REALTOR® Susan Laskin REALTOR(r) Pascack Valley, New Jersey real estate - NUMBER1EXPERT™ Susan Laskin NUMBER1EXPERT(tm) Pascack Valley NJ, New Jersey real estate
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Real Estate Tips: Hillsdale, Woodcliff Lake and River Vale New Jersey home buying, real estate listings, and homes for sale in Bergen County, NJ
Welcome > Resources > Tips > Financing Your Home > Credit Card Mania ...

Credit Card Mania

Most people know that a checkered credit history can disqualify you for a home loan, and maxed-out credit cards can do the same thing. But what most people don't know is that merely having a large number of credit cards, even with low balances and a history of timely payments, can disqualify you for a home mortgage loan just as quickly.

According to credit experts, having a number of credit cards can be just as detrimental to the granting of further credit as a history of late payments. Lenders look at it this way: If you have ten credit cards, each with a limit of $5,000, that means you have the potential to run up $50,000 in debt virtually any time you choose. That mere possibility makes you a greater risk, from their point of view.

The moral of the story? If you are planning to apply for a home loan in the future, keep only those credit cards you actually need to use and cancel the others.



Do These Real Estate Tips Really Apply to YOU? 

I've learned these tips through years of experience as a top REALTOR®. But I know that YOUR situation might be different. That's why I'm here. 

It's my job to personally advise homebuyers and sellers. Ask me if any tip that I've included here really applies to your situation. 

Do any of these tips raise questions for you? Didn't find what you're looking for? Let me know! I am happy to answer ANY questions. It's my job! There's no obligation, and I promise to get back to you quickly... 

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All agents are NOT alike! DISCOVER THE DIFFERENCE! Find out why I am a top Bergen County & Pascack Valley Real Estate Expert. 201-615-5353.

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Susan Laskin, Sales Associate
#1 Realtor CB Pascack Valley Office 2005-2009!
Coldwell Banker Residential Brokerage
50 Broadway
Hillsdale, NJ 07642
Office: 201-930-8820 ext. 117
Cell: 201-615-5353 (call first)
Fax: 201-664-1925
Direct: 201-930-3051(voice mail)
e mail: susanlaskin@optonline.net

Coldwell Banker congratulates Susan Laskin on being the #1 Sales Associate in the #1 Office in the Pascack Valley for '05, '06,'07, 08,'09 & '10 YTD! Susan Laskin, Bergen County Realtor, is in the Top 1% of Coldwell Banker Agents Internationally, and has been named to the Prestigious Coldwell Banker President's Council. Susan Laskin is in the top 1% of 4,000 Coldwell Banker Agents in New Jersey and Rockland County for '06, '07,'08, 09, & '10 YTD,with sales for 2005- 2010 in excess of $150,000,000, and is one of the premier real estate agents in the Bergen County, New Jersey area. She takes a unique and very successful approach to selling real estate –one of high tech marketing, high-brow creative thinking, and a high energy level, in conjunction with a personal and individualized touch. If you are looking for Incredible Advice and a Proven Track Record, call Susan. Her Clients Goals are Her #1 Priority!

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