Pascack Valley Real Estate, Hillsdale real estate NJ, Woodcliff Lake real estate and River Vale Real Estate, home listings and homes for sale in New Jersey - Susan Laskin, REALTOR® Susan Laskin REALTOR(r) Pascack Valley, New Jersey real estate - NUMBER1EXPERT™ Susan Laskin NUMBER1EXPERT(tm) Pascack Valley NJ, New Jersey real estate
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Why Buyers Choose Me: Why homebuyers in the Hillsdale, Woodcliff Lake and River Vale area choose Susan Laskin as their Realtor
Latest Listings: Get Susan Laskin's latest Hillsdale, Woodcliff Lake and River Vale listings of homes for sale first!
Find Your Perfect Home: Susan Laskin will search for your ideal home and email you the newest Hillsdale, Woodcliff Lake and River Vale MLS listings of properties in Bergen County NJ
First Time Homebuyers: Are you a first time homebuyer in Hillsdale, Woodcliff Lake and River Vale , NJ? As a top Realtor, Susan Laskin can guide your home buying search
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Real Estate Tips
Financing Your Home >Mortgage Fears

It is not unusual for home buyers to feel that the lender is being very critical during the loan approval process. The buyer is required to provide all kinds of financial information, and then the lender asks for more. If this is your experience, and the process seems discouraging, remember that none of this is personal!

Some lenders have more stringent requirements than others, but every lender requires a substantial amount of documentation on a mortgage loan. They must verify employment, credit history, and recent financial transactions involving your liquid assets. If your Visa payment was late, they may ask for a letter explaining why. If you are self-employed, they will ask for tax returns from at least three years and probably a year-to-date profit and loss statement.

Government regulations require mortgage companies to document everything. And while the loan officer may know that you are a reliable risk, the underwriters must be able to defend the loan to a federal bank examiner or auditor.

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Real Estate Trivia
Q 
Into what category do forty-four percent of home buying households fall?

A 
Forty-four percent of home-buying households are made up of married couples with dependents.
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All agents are NOT alike! DISCOVER THE DIFFERENCE! Find out why I am a top Bergen County & Pascack Valley Real Estate Expert. 201-615-5353.

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Joseph Natoli
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Susan Laskin, Sales Associate
#1 Realtor CB Pascack Valley Office 2005-2009!

Coldwell Banker Residential Brokerage
50 Broadway
Hillsdale, NJ 07642
Office: 201-930-8820 ext. 117
Cell: 201-615-5353 (call first)
Fax: 201-664-1925
Direct: 201-930-3051(voice mail)
e mail: susanlaskin@optonline.net

Coldwell Banker congratulates Susan Laskin on being the #1 Sales Associate in the #1 Office in the Pascack Valley for '05, '06,'07, 08 & '09! Susan Laskin, Bergen County Realtor, is the #1 Realtor of ALL COMPANIES in the Pascack Valley for 2007 & 2008, having moved more families in the Pascack Valley than any Realtor from ALL COMPANIES! Susan Laskin is in the top 1% of 4,000 Coldwell Banker Agents in New Jersey and Rockland County for '06, '07,'08 & '09, with sales for 2005- 2009 in excess of $130,000,000, and is one of the premier real estate agents in the Bergen County, New Jersey area. She takes a unique and very successful approach to selling real estate –one of high tech marketing, high-brow creative thinking, and a high energy level, in conjunction with a personal and individualized touch. If you are looking for Incredible Advice and a Proven Track Record, call Susan. Her Clients Goals are Her #1 Priority!

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