Pascack Valley Real Estate, Hillsdale real estate NJ, Woodcliff Lake real estate and River Vale Real Estate, home listings and homes for sale in New Jersey - Susan Laskin, REALTOR® Susan Laskin REALTOR(r) Pascack Valley, New Jersey real estate - NUMBER1EXPERT™ Susan Laskin NUMBER1EXPERT(tm) Pascack Valley NJ, New Jersey real estate
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Special Offers: Special offers for Hillsdale, Woodcliff Lake and River Vale homeowners from Susan Laskin, top Realtor
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Real Estate Tips: Susan Laskin's realty library of real estate tips and advice on everything from preparing your home for sale to negotiating with home buyers to escrow, closing costs, property inspections, and mortgage brokers
Real Estate Trivia: Susan Laskin's collection of real estate trivia questions and answers that include real estate topics such as the most expensive home, largest swimming pool, and more
Real Estate Dictionary: Complete real estate dictionary and glossary of realty words you'll use when you list and sell your Hillsdale, Woodcliff Lake and River Vale property in New Jersey, including legal terms definitions, and more

 

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Real Estate Tips
Financing Your Home >Home Buyers Education

As the number of mortgage lenders increases, competition forces lenders to get more creative in finding ways to lend people money. This often takes the form of giving homebuyers a "break" in the down payment. The downside of this approach is that statistically, the smaller the down payment, the more likely the borrower will default. Lenders have put together an education program to prevent delinquencies, which fills a much-needed gap in the increasingly complex world of home finance.

Home buyer education classes focus on a variety of money management topics, including all the costs connected with obtaining and owning a home. One lender got together with FANNIE MAE (a government-sponsored loan guarantor) to launch a 3 percent down payment loan which requires participation in this education course. Other lenders have shown a decline in the default rate with five percent loans that are associated with similar education courses.

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Real Estate Trivia
Q 
What three things are necessary in order to purchase a home?

A 
Some cash, a dependable income and good credit. If you fall short, don't despair--homeownership may still be possible.
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All agents are NOT alike! DISCOVER THE DIFFERENCE! Find out why I am a top Bergen County & Pascack Valley Real Estate Expert. 201-615-5353.

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Robert and Karen Stone
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Susan Laskin, Sales Associate
#1 Realtor CB Pascack Valley Office 2005-2010!

Coldwell Banker Residential Brokerage
50 Broadway
Hillsdale, NJ 07642
Office: 201-930-8820 ext. 117
Cell: 201-615-5353 (call first)
Fax: 201-664-1925
Direct: 201-930-3051(voice mail)
e mail: susanlaskin@optonline.net

Coldwell Banker congratulates Susan Laskin on being the #1 Sales Associate in the #1 Office in the Pascack Valley for '05, '06,'07, 08,'09 & '10 ! Susan Laskin, Bergen County Realtor, is in the Top 1% of Coldwell Banker Agents Internationally, and has been named to the Prestigious Coldwell Banker President's Council. Susan Laskin is in the top 1% of 4,000 Coldwell Banker Agents in New Jersey and Rockland County for '06, '07,'08, 09, & '10,with sales for 2005- 2010 in excess of $150,000,000, and is one of the Premier real estate agents in the Bergen County, New Jersey area. She takes a unique and very successful approach to selling real estate –one of high tech marketing, high-brow creative thinking, and a high energy level, in conjunction with a personal and individualized touch. If you are looking for Incredible Advice and a Proven Track Record, call Susan. Her Clients Goals are Her #1 Priority!

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